Insurance

Risk and Insurance While Sailing 

This Risk Warning is issued jointly by the Port Hacking Open Sailing Club Inc. and the NSW Maritime Authority, pursuant to the Civil Liability Act 2002, to all persons wishing to participate in the sailing activities conducted by Port Hacking Open Sailing Club Inc. Participants are warned that, regardless of the precautions which might be taken by a reasonable and experienced person, sailing can be a dangerous pursuit and participants are exposed to significant risk of property damage, physical harm and possibly death.

As an indication these risks may include:

  • The extremes of weather and sea conditions.
  • The potential that control of vessels may be lost, resulting in collision with objects and other vessels.
  • The sudden movement of the vessel at any time and the possibility that participants may fall or be thrown overboard resulting in drowning.
  • The possibility that participants may be injured by equipment on the vessel.
  • The absence of immediate medical care and the likelihood that significant delays may occur before medical care is available.
  • Exposure to the elements for extended periods.

Port Hacking Open Sailing Club Inc. and the NSW Maritime Authority also warn participants that regardless of their best intentions, they may be unable to render assistance to participants who are in distress. Participants are warned to consider the above risks and all other risks before deciding to participate in any sailing event with Port Hacking Open Sailing Club Inc. Participants are also advised that although Port Hacking Open Sailing Club Inc. is covered by third party liability insurances, this cover DOES NOT extend to participants. Any participant who considers they have need for insurance must make their own private arrangements with an insurer. A Personal Accident Insurance policy is included with a subscription to Australian Sailing.

The Personal Accident Insurance provided by Australian Sailing provides benefits when an insured member (aged 5 to 85 years) is injured as a result of their participation in a yachting activity whether it be while sailing, participating or officiating in races, race training or on the premises of a Australian Sailing/affiliated club. Port Hacking Open Sailing Club Inc. makes this membership mandatory for all Junior Members (under 18 years) and strongly recommends all boat owners seek their own insurances for personal injury, property and third party cover.

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PHOSC management committee nominated Lesley and Ralph (aka Buzz) Skelton for the Cook Community Awards 2017 program run by HON. SCOTT MORRISON MP FEDERAL MEMBER FOR COOK , that recognises exceptional service to the community by volunteers.

Today (2/12/17) at the Cronulla Sharks Leagues Club, not only were they presented with the award by Scott Morrison, but of the forty very worthy recipients from the Cook electorate, Lesley & Buzz also won the highest award possible, the Cook Community Medal for the best representative volunteers in the Cook electorate for 2017.... what an awesome achievement!

This is also the first time in its history that the Cook Community Medal has been awarded to dual recipients!

Both Lesley and Graham are the longest standing members of PHOSC to which the club owes an enormous debt for their enduring & ongoing support of the club, its facilities and members over the last 61 years.

For those of you that weren’t aware Lesley & Buzz actually first met at the club as teenagers, carried on as boyfriend / girlfriend for a while, eventually marrying and creating a fantastic dynasty of kids and grandchildren that we have all met or sailed with at the club at one time or other. Most of the family were on hand to witness the presentation event at Sharkies and the grandkids managed to storm onto the stage for a photo opportunity with Lesley, Buzz and Scott Morrison.

Lesley gave a fantastic impromptu thankyou speech when receiving the award, and of course Buzz knowing he couldn’t out do that effort, (and knowing his place in the Skelton pecking order) just smiled and waved from back stage!

Well done & congratulations to Lesley & Buzz.
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